Utah Bankruptcy Overview
Utah offers bankruptcy protections including a $47,150 homestead exemption. Utah does not allow you to choose federal exemptions—you must use Utah state exemptions.
2026 Utah Median Income
| Household Size | Annual Median Income |
|---|---|
| 1 Person | $87,898 |
| 2 People | $95,757 |
| 3 People | $112,751 |
| 4 People | $131,741 |
Utah Exemptions
Homestead Exemption: $47,150
Utah protects up to $47,150 of equity in your primary residence.
Vehicle Exemption: $3,000
Utah allows you to protect up to $3,000 of equity in one motor vehicle.
Personal Property
- Household Goods: Up to $500 per item for household items, furniture, and appliances
- Clothing: Unlimited for necessary wearing apparel
- Jewelry: Up to $500 for jewelry and heirlooms
- Tools of Trade: Up to $3,500 for implements, professional books, and tools
- Retirement: Unlimited for qualified plans
Utah Bankruptcy Court
Official court website: U.S. Bankruptcy Court for the District of Utah (www.utb.uscourts.gov) — the official source for local rules, filing locations, hearing schedules, and court forms.
Salt Lake City: 350 South Main Street, Salt Lake City, UT 84101
Cost of Filing
Attorney fees in Utah: $1,000-$1,700 for Chapter 7; $2,700-$4,000 for Chapter 13.
Disclaimer: Consult with a licensed Utah bankruptcy attorney for advice specific to your situation.