Chapter 13 Payment Calculator

Calculate Your Chapter 13 Payment

Monthly Gross Income:

Monthly Expenses:

Priority Debts (taxes, support):

Secured Debt Arrears:

Plan Length: 36 months (3 years) 60 months (5 years)

Calculate Payment

Understanding Chapter 13 Payments

Your Chapter 13 payment is based on your disposable income and must cover certain required payments including priority debts, secured debt arrears, and trustee fees.

What Affects Your Payment?

• Disposable income (income minus necessary expenses)
• Priority debts that must be paid in full
• Secured debt catch-up payments
• Value of non-exempt assets
• Minimum distribution to unsecured creditors