Privacy Policy

Last Updated: January 13, 2026

UsBankruptcy.net ("we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

1. Information We Collect

Information You Provide

We may collect information that you voluntarily provide when you:

• Use our bankruptcy calculators and tools
• Submit a contact form
• Sign up for a newsletter (if applicable)
• Request information about bankruptcy attorneys

This may include: name, email address, phone number, state of residence, and financial information entered into calculators.

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activity, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website
• Date and time of visit

2. How We Use Your Information

We use collected information to:

• Provide calculator results and tools
• Respond to your inquiries and requests
• Connect you with bankruptcy attorneys (if requested)
• Improve website functionality and user experience
• Analyze website traffic and usage patterns
• Prevent fraud and enhance security
• Comply with legal obligations

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device. We use:

• Essential Cookies: Necessary for website functionality
• Analytics Cookies: Help us understand how visitors use our website
• Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

4. Third-Party Services

We may use third-party services for analytics, advertising, and other purposes:

• Google Analytics: Analyzes website traffic and user behavior
• Attorney Networks: May share limited information to connect you with lawyers

These third parties have their own privacy policies. We are not responsible for their practices.

5. How We Protect Your Information

We implement reasonable security measures to protect your information from unauthorized access, alteration, or disclosure. However, no internet transmission is 100% secure. We cannot guarantee absolute security.

6. Information Sharing and Disclosure

We do not sell your personal information. We may share information in the following circumstances:

• With Your Consent: When you authorize us to share information
• Bankruptcy Attorneys: If you request attorney referrals, we may share contact information
• Service Providers: Third parties who help operate our website
• Legal Requirements: When required by law or to protect our rights

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your information
• Opt-Out: Unsubscribe from marketing communications

To exercise these rights, contact us through our contact page.

8. Children's Privacy

Our website is not intended for children under 18. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.

9. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, request deletion, and opt-out of sale (we do not sell personal information).

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy regularly.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us through our contact page.